21st Century Road to Housing Act Becomes Law Amid Political Controversy

The 21st Century Road to Housing Act, a bipartisan bill aimed at addressing housing affordability, became law on July 11, 2026, despite attempts by President Donald Trump to delay it. The law seeks to tackle the high costs of housing amid elevated mortgage rates and high home prices, which have left many Americans struggling with homeownership and rent payments. White House press secretary Karoline Leavitt described the legislation as significant for housing reform in the U.S. Trump, who had previously supported the bill, criticized it shortly before its passage, citing a separate political issue as his reason for withdrawing support. The law includes 47 proposals aimed at increasing housing supply and reducing costs, but experts caution that immediate relief may be delayed due to the time required for implementation and local government cooperation. Key provisions include promoting manufactured housing and easing local zoning regulations to encourage more building. The law also limits institutional investors from purchasing additional single-family homes if they already own more than 350.