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The U.S. personal savings rate fell to 2.6% in April 2026, the lowest since June 2022, as inflation outpaces wage growth. Essential expenses are rising, leading many Americans to rely on credit to manage their finances.
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The U.S. personal savings rate fell to 2.6% in April 2026, the lowest since June 2022, as inflation outpaces wage growth. Essential expenses are rising, leading many Americans to rely on credit to manage their finances.
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Americans' savings rate falls to lowest level since 2022 as inflation outpaces paychecks
U.S. Personal Savings Rate Declines to Lowest Level Since 2022